Firms sometimes do not realize a client paid with Pay Later until a deposit shows up. Two things cause that. You cannot check a client's eligibility yourself, so the client applies on their own, and Pay Later is one option among several at checkout. That means the first signal to your firm is often the payment itself. Here is how to see it in your records, and what you can and cannot see about the client's loan.
Where the payment shows up
A Pay Later payment appears in your 8am LawPay transaction records as a completed payment for the full invoiced amount, in the same place as your card and eCheck payments. Open the transaction to see the payment method and match it to the invoice.
What you'll see, and what you won't
You will see that the payment was made and that your firm was paid in full, up front. You will not see the client's repayment schedule or balance with Affirm, because repayment is strictly between the client and Affirm. There is nothing for your firm to track or collect.
A note for reconciliation
The full amount arrives as a single ACH deposit, not as installments. If your bookkeeper flags an unexpected deposit, this is the likely reason. It settles within 1 to 5 business days of the transaction, depending on your account type.
Build the habit
Because any eligible client can select Pay Later at checkout, the reliable way to know it is in use is to check your transaction report on your normal cadence, rather than wait to notice a deposit.