Overview
Pay Later is a legal fee lending solution designed to bridge the gap between firm cash flow and client affordability. You receive the full invoice or trust amount immediately, and our lending partner handles the collection of installments.
🚀 How It Works for Your Clients
Once you have set up Pay Later, the process is seamless for the payer:
View Bill: The client clicks the link to pay their invoice or trust request.
Select Method: On the payment screen, they will see Pay Later as a payment option.
Apply: The client selects Begin Process to start the quick application and financing flow with no hard credit pull.
Comparison: Pay Later vs. Standard Payments
Feature | Pay Later | Standard Credit/Echeck | Scheduled Payments |
Firm Payout | 100% upfront, 5-business day funding | 100% upfront, next-day funding | As each installment arrives, next-day funding |
Client Cost | Over time, via a third-party lender | Full amount today | Over time, via firm schedule |
Who Bears Financial Risk | Third-party lender | Firm | Firm |
Setup Required
| Additional Lending Enablement | Standard merchant account | Standard merchant account |
👁️ Pay Later Visibility: What You See vs. What Your Client Sees
It is important to note that the Pay Later / Client Financing option utilizes a secure external portal designed exclusively for the consumer.
For Firm Staff: Internal users will not see a Pay Later option when manually running a card, logging a payment inside LawPay, or viewing internal invoice previews.
For Clients: The financing option is strictly visible to your clients when they open their secure payment link or invoice electronically.
If you want to verify that Pay Later is active on an invoice, look for the green toggle in your Invoice Settings rather than reviewing the client-facing link from your internal dashboard.
⚠️ Important Visibility Note
To maintain security and proper lending workflows, the "Pay Later" button has specific visibility rules:
Visible to: Clients only (when accessing the public payment page).
Hidden from: Attorneys and firm staff. If you navigate to a payment page internally, you will not see the Pay Later option.